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Why run a server

3 minDifficulty Checked 2026-11-10
Key takeaways
  • Two programs power the network: xrpld, the core server, and Clio, an API server.
  • A dishonest server can lie to you about payments. Your own server removes that risk.
  • One xrpld binary covers every role: API server, hub, validator or offline test mode.

Your wallet does not talk to "the ledger." It talks to a server. That server holds a copy of the ledger, answers questions about it and passes your transactions along.

Most people use servers run by someone else. Free public servers exist for anyone to use. That is fine for everyday use and for learning.

So why would anyone run their own?

Trust. A server tells you what the ledger says. A dishonest one could tell you a payment arrived when it did not. It could hide the best exchange offers from you. With your own server, the answers come from a machine you control.

Control. A shared server serves many users. It can slow you down or cut off heavy requests. Your own server works only for you, and it accepts admin commands that public servers refuse.

Availability. A public server can go away or block you. A business that depends on the ledger does not want to depend on a stranger's uptime.

Two programs do the work.

  • xrpld is the core server. It connects to other servers, checks every transaction and keeps the ledger. It was called rippled until 2026.
  • Clio is a helper that answers questions about past, confirmed data quickly. It reads from an xrpld server.

Running a server is not mining and earns nothing. It is plumbing. See Agreeing without mining.

Check yourself3 questions
1. What is a stock server?
2. Which is a risk of relying on a server you do not control?
3. What is stand-alone mode for?
Sources
Next lessonInstalling xrpld4 min