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Payment channels, with Spiffy
Live since 2017-03-31

Payment channels

Lock XRP once, pay in signed claims off the ledger, settle with one transaction.

3 lessons12 minDifficulty Checked 2026-11-10

A payment channel sets XRP aside for one receiver. The payer then hands over signed claims off the ledger, as often as needed. The receiver redeems the latest claim in a single transaction.