Owner reserve
ELI5
A small deposit for each thing you keep on the ledger.
Technical
XRP locked for each object an account owns. 0.2 XRP since December 2024.
ReserveSet 2024-12-02
Objects you own3
Locked1.6 XRP
1 XRP base + 3 × 0.2 XRP. Trust lines, offers, escrows and NFT pages each count.